About
At Toby Ferreira Mortgages, we bring over 50 years of combined home lending experience with a commitment to being approachable, knowledgeable, and responsive.
We offer genuine availability anytime, anywhere, to meet when and where it suits you, whether at our office, your home, or your workplace. As the industry has shifted away from long-term relationships, we’ve built our business to restore that connection, providing expert mortgage advice tailored to your financial goals.
We’re not the biggest, nor do we try to be—we’re passionate about delivering the very best personalised mortgage solutions and an exceptional experience every step of the way.
Meet Toby
Mortgage Adviser
With 30 years of lending experience, including 20 years as a multi-award-winning Senior Mobile Mortgage Manager with New Zealand’s largest bank, I bring extensive knowledge and insight to every client.
Having worked on both sides of the fence — as a mortgage adviser and with a deep understanding of the bank’s assessment process — I pride myself on being a strong advocate for my clients, ensuring they achieve the best possible outcome.
Highly regarded in the industry, I stay one step ahead of the process, making the property journey smooth and stress-free.
With an in-depth understanding of the full property buying process and a reputation for being approachable and easy to work with, I’m here to make mortgage lending simple and successful for you.
Meet Kathryn
Operations manager / Adviser support
Kathryn is the operational guru at Toby Ferreira Mortgages, bringing 25 years of lending experience across all five main banks.
With an in-depth understanding of bank policies and processes, she expertly prepares and presents applications to achieve the best possible outcomes — something banks consistently praise.
Her expertise ensures a seamless experience for clients, supporting Toby in delivering exceptional service every step of the way.
Have a question?
Have a particular question about home lending or simply want to understand the process? Give Toby a call!
There’s no obligation to go any further – we are here to share our knowledge with our community.
